Okerinko (Pty) Ltd t/a ExpressCredit is a citizen managed microfinance company which is registered with the Non-Bank Financial Institution Regulatory Authority (NBFIRA). We offer convenient PayDay Loan services (Upto P20,000) to individuals using channels such as mobile, online applications and our branch network.

We guarantee the fastest loan processing time to give you the convenience you need by:

  • Loans at your fingertips online
  • First loan up to P3000 FOR FREE for new customers
  • Rollover or extend your loan to the next payday


To be the preferred payday financial services provider in Botswana


To deliver accessible and affordable financial solutions through technological innovation creating simplicity and convenience in our customer experience beyond expectations.


Customer first – We understand that today's customers need convenient and hassle-free access to funds and our aim is to make that possible.

Transparency – We pride ourselves on being a responsible lender.

Long term – We believe in creating sustainable relationships with our customers, openness to feedback and suggestions for improvement.

Products and Services: 
  • PayDay Loan services of up to P20 000.00 to individuals
Town or City: 


+267 316 5503
Physical Address: 
Showground Close 4516, 2322 AAD Gaborone, Fairgrounds, Gaborone, South-East District